Fairer Cover


We match your cover to your actual requirements
... with almost no restrictive conditions.

By making an assessment upfront, via a home visit, to understand the risks you face and the true replacement cost of your possessions, we can match your cover to your precise needs.

Most policies place restrictions on you.  With our recommended policy,
your possessions will be covered worldwide for ‘all-risks’, with almost
no restrictive conditions which otherwise could invalidate a claim.

In addition, with our Agreed Value approach you will know from the outset precisely how much you will receive after a total loss for your specified valuables and cars.  And with our Extended Replacement Cost cover, your homes will effectively have unlimited cover.

So you can enjoy life without petty restrictions, certain that you’re adequately covered and paying only for what you really need.